Post Office Gram Suraksha Scheme: Investing in a post office, is always considered to be a safe deposit. Post office savings plans are highly preferred to get good and safe returns. The money invested in post office schemes is guaranteed to be 100% safe. If you are also looking for a good return on your investment, we will tell you about a post office scheme in which you can create a big fund by investing a small money per day.
Deposit 1500 rupees every month
We are talking about the 'Gram Suraksha Scheme' of the post office. This India Post Suraksha plan is an example of a low risk investment that can give you big returns. In this scheme, you have to deposit 1500 rupees per month. That is, 50 rupees per day. If you deposit this amount regularly, you will make a profit of Rs 31 to Rs 35 lakh rupees in the future.
Know the Rules of Investment
In this scheme, any Indian citizen between the age of 19 to 55 years can open an account.
>> The minimum sum insured of this plan ranges from Rs 10,000 to Rs 10 lakh.
>> Premiums for this plan can be paid monthly, quarterly, half-yearly or annually.
>> You can also apply for a loan in this scheme.
>> You can stop paying premiums even after three years of participating in the scheme. However, in this situation you will not get any benefit.
How will there be a profit of ₹35 lakhs | Post Office Gram Suraksha Scheme Calculator
If you start investing at the age of 19 your monthly premium will be Rs 1515 for 55 years, Rs 1463 for 58 years and Rs 1411 for 60 years according to this 'Gram Suraksha Scheme'. After 55 years, the investor will receive a maturity benefit of Rs 31.60 lakh. However, if a person invests after 58 years, he will receive a profit of Rs 33.40 lakh. The matured benefit, on the other hand, will be Rs 34.60 lakh if the duration of the investment is 60 years. The minimum benefit of the scheme could range from Rs 10,000 to Rs 10 lakhs. The promised sum will be delivered to the nominee or legal heir in the event of the user's death.
The premium for this investment plan can be paid monthly, quarterly, half-yearly, or annually. In an emergency, the user is offered a 30-day grace period to pay the fee.
If a consumer is willing to surrender the insurance after three years, he can do so. They will not receive any benefits if this is the case. Consumers are not recommended to surrender their policies unless and until an emergency occurs.
If the customer wishes to alter his personal information, such as his email address, telephone number or nominee, he should contact the nearest post office.
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